香港出口信用保险局

   香港出口信用保险局（信保局）於1966年成立，是为香港出口商提供出口信用保险服务的法定机构，以保障出口商在付货前後因商业或政治事故未能收回款项的风险，从而鼓励及支持香港出口贸易。信保局须根据《香港出口信用保险局条例》（香港法例第1115章）的要求营运，并获香港特别行政区政府保证承担信保局根据保险合约所负的或有法律责任，现时法定最高负责额为400亿港元。   信保局为需放帐予海外买家或客户的香港货物或服务业出口商，就放帐期长达180天的交易提供一系列出口信用保险服务。信保局除了承保在香港出口和转口的货物外，亦承保由供应商所在地不经香港而直接付运予买家的离岸货运。信保局保险设施的最高赔偿率为信用限额的90%。  

出口信用保险

EC-link (www.ec-link.com.hk) is ECIC&rsquo;s one-stop online platform and facilitates the creation of electronic documents and the exchange of information with its customers. Through EC-link, exporters can submit online policy applications at anytime and anywhere. Policyholders can use this online platform to manage their policies, such as submitting credit limit applications, managing buyer portfolio, submission of shipment declarations and application of extension of due date and change of payment terms. Statistical reports are also available for further advanced analysis of business performance.


EC-link

A statutory body established in 1966, the Hong Kong Export Credit Insurance Corporation aims at encouraging and supporting export trade by providing Hong Kong exporters with insurance protection against pre- and post-shipment non-payment risks arising from commercial and political events. The ECIC is required to operate in accordance with the requirements laid down in the Hong Kong Export Credit Insurance Corporation Ordinance (Chapter 1115). Its contingent liability under contracts of insurance is guaranteed by the Government of the Hong Kong Special Administrative Region, with the statutory maximum liability currently standing at $55 billion.

The ECIC provides a wide range of insurance facilities to Hong Kong exporters of goods and services who trade with overseas buyers and clients on credit terms, usually for credit periods of up to 180 days. Its services cover not only exports and re-exports from Hong Kong, but also offshore shipments transported directly from suppliers to buyers without passing through Hong Kong. The maximum indemnity provided is 90% of the credit limit.

Export Credit Insurance

To assist Hong Kong exporters in managing credit risks for their overseas businesses, the ECIC is now providing online free quotation for exporters to enjoy free credit checks on buyers on its one-stop online platform EC-link. For more details, please visit EC-link at www.ec-link.com.hk.


Online Free Quotation on EC-link

   一站式网上平台「信保易」（www.ec-link.com.hk）有助信保局与客户之间建立电子文档及交换信息。出口商可以随时随地透过信保易投保，保户则可使用这个平台管理保单，例如提交信用限额申请、管理买家组合的信用限额、申报货运、申请延长付款限期或改变付款方式等。「信保易」更提供统计报告，辅助保户分析业务表现。  

信保易－信保局一站式网上平台

风险保障：
   最高赔偿率为百分之九十。  信贷管理：
   信保局提供买家信用调查及评估，并定期更新买家资料，追踪风险变化。  应收帐管理：
   信保局与世界各地众多律师及债务催收公司经常保持紧密联系，在解决付款困难方面经验丰富，可以协助保户解决买家拖欠款项的问题，并建议适当的措施以防止及减轻损失。  促进贸易融资：
   信保局的保单普遍获银行接纳为有效的出口票据贴现抵押品。保户只需透过授权书将保单的赔偿权益转予银行，令银行取得保单的保障，便有助取得出口融资。  

多重利益

The HKECIC was established in 1966 under the Hong Kong Export Credit Insurance Corporation Ordinance (Chapter 1115). Through the provision of export credit insurance services, the HKECIC protects Hong Kong exporters who trade on credit terms with overseas buyers against non-payment risks and helps them conduct export business in a prudent manner. The HKSAR Government provides a guarantee of $55 billion for the HKECIC’s contingent liability. 

Hong Kong Export Credit Insurance Corporation 

信保局除承保出口货物外，亦为香港服务业度身订造保单，以配合个别服务行业的需要。这些保单保障出口商以放帐形式提供出口服务予海外客户而未能收回款项的风险。有关服务包括：
   货运服务保单。   酒店服务保单。   测试及检定服务保单。   建筑及专业服务保单。   旅行社服务保单。   飞机服务保单。   广告服务保单。   特定管理服务保单。  

承保服务出口

   为协助香港出口商管理对外贸易的信用风险，信保局正透过一站式网上平台「信保易」提供免费网上报价服务，保户可借此享用免费买家信用调查。  

「信保易」网上免费报价

Comprehensive Cover Policy The Comprehensive Cover Policy (CCP) is a Policy designed for Hong Kong exporters and manufacturers. The Policy provides cover not only for all your export business on credit terms with goods shipped from Hong Kong, but also those transported directly from suppliers'' countries to their destination without passing through Hong Kong. ECIC provides cover for such transactions under the Comprehensive Cover Policy (CCP) as long as you are the principal in the contract of sale. All protection commences from the date of shipment.  

 Comprehensive Cover Policy

Besides insurance cover on the export of goods, the ECIC also have tailor-made insurance policies for Hong Kong service sectors to cater for their unique requirements. These policies protect exporters against non-payment risks when they render services to overseas clients on credit terms. 	 Freight forwarding services policy. 	 Hotel services policy. 	 Testing and inspection services policy. 	 Construction professional services policy. 	 Travel agent services policy. 	 Aircraft services policy. 	 Advertising services policy. 	 Specific management services policy.  

Cover on Export of Service

PT AIA FINANCIAL

PT.&nbsp;AIA FINANCIAL (AIA) is one of the leading life insurance companies in Indonesia and is a life insurance company registered in and overseen by the Financial Services Authority.
&nbsp;
In 2009, PT AIG Life changed its name to PT AIA Financial Based on letter number 042 / LGL-AIGL / Srt / V / 2009 dated May 27, 2009. and in accordance with Copies of Deed of PT AIG Life Shareholder Resolution No. 35 dated 29 April 2009 made by notary Merryana Suryana, SH and approved by the Minister of Law and Human Rights through the Decree of the Minister of Justice and Human Rights No. AHU - 21773.AH.01.02 Year 2009 dated May 19, 2009 stating that the Ministerial Regulation number S-078 / MK. 5/2005 dated February 1, 2005 applies to the new name of PT.&nbsp;AIA Financial before its PT AIG Life.
&nbsp;
AIA in Indonesia is a subsidiary of AIA Group.&nbsp;AIA offers a range of insurance products, including: Sharia-compliant insurance, which includes life insurance, health insurance, personal accident insurance, investment-linked insurance, employee benefits programs, severance programs and Pension Fund (DPLK) programs.&nbsp;The products are marketed by more than 10,000 experienced and professional salespeople through various distribution channels such as agency, Bancassurance and Corporate Solutions (Pension &amp; Employee Benefits).
&nbsp;
Based on the 2014 Life Insurance Performance Report of Indonesia 2014: 	 AIA ranks second in life insurance companies in Indonesia in terms of Total Weighted Premium Income (TWPI) with a market share of 10.3 percent.&nbsp;TWPI AIA in 2014 grew by 23 percent from a year earlier to Rp8.1 trillion.   	 AIA is also listed as the top three life insurance companies in Indonesia for the acquisition of New Business Total Weighted Premium Income (NBTWPI) with a market share of 8.5 percent.&nbsp;AIA recorded NBTWPI growth of 10 percent to Rp2.3 trillion in 2014.  

PT AIA Financial

卓升保险代理有限公司

   We can provide all kind of General insurance and free of charge provdie a insurance quoation.  

Insurance

The freight insurance service minimizes your risks in&nbsp;a cost-effective way. It comes in different schemes for your selection. This freight insurance service is suitable for a wide range of products. 

 
  Customized solution. 
  High reliability. 
 

Freight Insurance Service

   We can provide all kind of insurance service and free of change to get a quotation of Insurance.  

Fire Insurance 

Contractor All Risks Insurance

   Free of charge for quote the motor insurance.  

Motor Insurance

 	  The product liability insurance service minimizes your financial and legal risks.  	  It covers a wide range of products with high reliability.  	  This product liability insurance service is a brilliant choice for your business.  	  Manufacturing defect.  	  Design defect.&nbsp;  	  產品責任保險 ( Products Liability Insurance ) 是保障因產品對第三者所造成的身體或人命損傷及財產損失的賠償。更為重要的是，保險公司還負責承擔相關的調查及訴訟抗辯費用。事實上在整個商業活動中，任何一方如生產商、分銷商、出口商、入口商以至零售商，均可牽涉在產品責任索償之中。  	  目前，大多數美國或其他歐洲國家進口商在他們的訂單或合同中明確要求出口商對他們出口的產品承擔全部責任及要求各國出口商對出口到美國的商品提供產品責任保險。
	1. 進軍美國大型連鎖店的入場券
	2. 提高公司競爭力及型像
	3. 保障投資者（公司老闆）的風險
	4. 專業的法律協助
	5. 免除龐大而沉重的法律開支
	
	1. 製造過程中的缺陷或失誤
	2. 設計上的失誤
	3. 不適當的安全設施
	4. 不適當的說明及保養
	
	1. 在訴訟中的律師費用
	2. 敗訴時所產生的賠償
	3. 追加罰款
	
	
	1. 產品的種類與特性 ( 請提供產品的目錄、說明書、圖片資料及有關安全測驗報告等)。
	2. 投保產品過去及來年銷售額。
	3. 過去因產品造成的醫療費、身體損傷或財物損失而被索償的資料 ( 需提供事故及索償細節 )。
	4. 要求的賠償限額及其他投保要求。   

Product Liability Insurance Service

 The labor insurance service&nbsp;offers critical support for your employees when necessary. It meets the ordinance requirements in a cost-effective way. This labor insurance service is a brilliant choice for your company. 
 
  Minimizes financial and legal risks. 
  Customized&nbsp;solution.&nbsp; 
 

Labor Insurance Service

   We are provide a all kind of group and individual medical insurance.  


Group Medical Insurance 

DBS Bank (Hong Kong) Limited

 The banking service covers a full range of financial services&nbsp;for consumers, SMEs and&nbsp;corporates.&nbsp;It comes with tailor-made schemes for your specific needs. This&nbsp;bank service simply helps you to accomplish your&nbsp;goals with ease. 
 
  Credit card service. 
  Investment service. 
  Loan service. 
  Insurance service. 
 

Banking Service

UPS Capital Insurance Brokers Limited

Customized solution that provides loss and damage coverage for high-value or perishable items. 	 Multi-carrier coverage 	 No deductible 	 No up-front costs or desposits 	 Coverage up to the selling or retail price 	 Simplified billing and claims process  

Flex Parcel Insurance

Customizable policy that protects your in-transit and warehoursed goods against loss or damage. 	 Coverage up to invoice value of the goods 	 Multi-modal (air, road and sea), multi-carrier coverage 	 Protection against expediting expenses, general average losses, label and brand issues  

Cargo Insurance

A valuable tool to preserve and expand sales while minimizing credit risk. 	 Proetection against bad-debt losses due to insolvency or slow-paying customers 	 Ability to offer open account terms, enhancing sales growth 	 Enhanced collateral for lending institutions enabling lower interest rates and higher lending limits 	 Improved credit monitoring services  

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