Hong Kong Export Credit Insurance Corp

Comprehensive Cover Policy The Comprehensive Cover Policy (CCP) is a Policy designed for Hong Kong exporters and manufacturers. The Policy provides cover not only for all your export business on credit terms with goods shipped from Hong Kong, but also those transported directly from suppliers'' countries to their destination without passing through Hong Kong. ECIC provides cover for such transactions under the Comprehensive Cover Policy (CCP) as long as you are the principal in the contract of sale. All protection commences from the date of shipment.  

 Comprehensive Cover Policy

Protection against Pre-shipment and Post-shipment Risks Policyholder who wants to seek protection for pre-shipment risks needs to take out an insurance policy that provides pre-shipment cover. The policy must be in place before the sales contract to be insured is confirmedPolicyholder needs to insure both pre- and post-shipment risks of the buyer at the same timePolicyholder who trades with buyer on Letter of credit or advance payment needs to insure pre-shipment risks onlyPolicyholder must export the goods within a period of six months from the date of insurable contract 

Protection against Pre-shipment and Post-shipment Risks

風險保障：
   最高賠償率為百分之九十。  信貸管理：
   信保跼提供買傢信用調查及評估，並定期更新買傢資料，追蹤風險變化。  應收帳管理：
   信保跼與世界各地眾多律師及債務催收公司經常保持緊密聯繫，在解決付款睏難方面經驗豐富，可以協助保戶解決買傢拖欠款項的問題，並建議適當的措施以防止及減輕損失。  促進貿易融資：
   信保跼的保單普遍獲銀行接納為有效的出口票據貼現觝押品。保戶祇需透過授權書將保單的賠償權益轉予銀行，令銀行取得保單的保障，便有助取得出口融資。  

多重利益

Besides insurance cover on the export of goods, the ECIC also have tailor-made insurance policies for Hong Kong service sectors to cater for their unique requirements. These policies protect exporters against non-payment risks when they render services to overseas clients on credit terms.	Freight forwarding services policy.	Hotel services policy.	Testing and inspection services policy.	Construction professional services policy.	Travel agent services policy.	Aircraft services policy.	Advertising services policy.	Specific management services policy.

Cover on Export of Service

信保跼除承保出口貨物外，亦為香港服務業度身訂造保單，以配合個別服務行業的需要。這些保單保障出口商以放帳形式提供出口服務予海外客戶而未能收回款項的風險。有關服務包括：
   貨運服務保單。   酒店服務保單。   測試及檢定服務保單。   建築及專業服務保單。   旅行社服務保單。   飛機服務保單。   廣告服務保單。   特定管理服務保單。  

承保服務出口

   為協助香港出口商管理對外貿易的信用風險，信保跼正透過一站式網上平檯「信保易」提供免費網上報價服務，保戶可藉此享用免費買傢信用調查。  

「信保易」網上免費報價

   香港出口信用保險跼（信保跼）於1966年成立，是為香港出口商提供出口信用保險服務的法定机構，以保障出口商在付貨前後因商業或政治事故未能收回款項的風險，從而鼓勵及支援香港出口貿易。信保跼鬚根據《香港出口信用保險跼條例》（香港法例第1115章）的要求營運，併獲香港特憋行政區政府保證承擔信保跼根據保險合約所負的或有法律責任，現時法定最高負責額為400億港元。   信保跼為需放帳予海外買家或用戶的香港貨物或服務業出口商，就放帳期長達180天的交易提供一系列出口信用保險服務。信保跼除了承保在香港出口和轉口的貨物外，亦承保由供應商所在地不經香港而直接付運予買家的离岸貨運。信保跼保險設施的最高賠償率為信用限額的90%。  

出口信用保險

   一站式網上平檯「信保易」（www.ec-link.com.hk）有助信保跼與客戶之間建立電子文檔及交換資訊。出口商可以隨時隨地透過信保易投保，保戶則可使用這個平檯管理保單，例如提交信用限額申請、管理買傢組合的信用限額、申報貨運、申請延長付款限期或改變付款方式等。「信保易」更提供統計報告，輔助保戶分析業務表現。  

信保易－信保跼一站式網上平檯

    For all events of loss, the maximum indemnity provided is 90% of the credit limit.    The ECIC provides buyer credit checking and assessment. The credit information is regularly updated to monitor the risks.    With a worldwide network of lawyers and debt collectors available to call on, the ECIC is in a strong position to assist policyholders in solving payment problems and to advise them on practical actions for preventing or minimizing losses.    Insurance policies issued by the ECIC are accepted by the banking community as useful collateral for discounting export bills. The protection accorded to a policyholder may be extended to the policyholder bank by a letter of authority, which enables claims to be paid directly to the bank and can be instrumental in helping policyholders obtain banking facilities.

Major Benefit

One premium, 120-day protection A simple online insurance to protect you against non-payment risks. Applicable to Hong Kong exporters with annual sales turnover of less than HK$30 million. Scope of Cover Cover buyers / clients on major overseas countries / markets Credit Limit Credit limit application per buyer / client up to HK$0.8 million Cover contract of sale with payment terms up to OA 90 days 120-day non-cancellable credit limit Policy Fee, Premium Rates and Indemnity Ratio No policy fee Fixed premium rate Indemnity ratio at 90% 

Online Micro-Business Policy

  A statutory body established in 1966, the Hong Kong Export Credit Insurance Corporation aims at encouraging and supporting export trade by providing Hong Kong exporters with insurance protection against pre- and post-shipment non-payment risks arising from commercial and political events. The ECIC is required to operate in accordance with the requirements laid down in the Hong Kong Export Credit Insurance Corporation Ordinance (Chapter 1115). Its contingent liability under contracts of insurance is guaranteed by the Government of the Hong Kong Special Administrative Region, with the statutory maximum liability currently standing at $55 billion.   The ECIC provides a wide range of insurance facilities to Hong Kong exporters of goods and services who trade with overseas buyers and clients on credit terms, usually for credit periods of up to 180 days. Its services cover not only exports and re-exports from Hong Kong, but also offshore shipments transported directly from suppliers to buyers without passing through Hong Kong. The maximum indemnity provided is 90% of the credit limit. 

Export Credit Insurance

Applicable to Hong Kong exporters with an annual sales turnover of less than HK$50 million Scope of Cover: Cover buyers / clients on overseas countries / markets Credit Limit: limit application per buyer / client up to HK$5 million Provide a fast-track approval process for credit limit application of HK$1 million or below Policy Fee, Premium Rates and Indemnity Ratio: No policy fee Premium rates are determined by the country / market group and payment terms Flexible indemnity ratio (60%, 70%, 80% or 90%) 

Small Business Policy

The HKECIC was established in 1966 under the Hong Kong Export Credit Insurance Corporation Ordinance (Chapter 1115). Through the provision of export credit insurance services, the HKECIC protects Hong Kong exporters who trade on credit terms with overseas buyers against non-payment risks and helps them conduct export business in a prudent manner. The HKSAR Government provides a guarantee of $55 billion for the HKECIC’s contingent liability. 

Hong Kong Export Credit Insurance Corporation 

V-Trust Inspection Service Co., Ltd

 	 V-Trust conducts shipment inspections in different stages of production to ensure the product quality meet your requirement. 	 These services including Pre-Shipment Inspection (PSI), During Production Inspection (DPI), In-Line Inspection (ILI), etc.  

Shipment Inspection

The Hong Kong Standards And Testing Centre Ltd (STC)

We offer professional construction material testing services for customers. We can test locks, door closers, paints and fire safety products. We test products according to national testing standards and relevant regulations. For locks, door closers, paints and fire safety products.Various standards for testing.To know more or enquire any specific service, please visit https://www.stc.group and fill in our enquiry form on https: www.stc.group/contact. 

Construction Material Testing

Brilliant Design & Build Limited

  ANNUAL MAINTENANCE Corporate office maintenance is a multifaceted endeavor essential to sustaining a safe, efficient, and compliant work environment. By employing systematic inspections and preventive measures, organizations can mitigate risks, lower costs, and prolong the lifespan of their physical infrastructure. A comprehensive maintenance strategy typically begins with identifying and documenting existing issues, following a structured assessment of electrical and mechanical drawings. Subsequently, evidence-based solutions are proposed to address detected vulnerabilities. Upon approval, the upkeep process entails targeted repairs and the thorough documentation of remedial actions. From an operational standpoint, these procedures not only enhance work efficiency by reducing systemic downtime but also conserve fixed assets, ensuring that organizational resources are utilized effectively over time. Moreover, regular upkeep promotes safety improvements, limits the likelihood of costly emergencies, and helps organizations fulfill regulatory requirements. In fulfilling these objectives, maintenance practices serve as a crucial element of organizational resilience, integral to responsible corporate stewardship and aligned with broader sustainability and compliance standards.   

ESG STEP 3:             COR-OFFICE        ANNUAL MAINTENANCE   SERVICES

Guangzhou Weinspection Co., Ltd

 	 Pre-Shipment Inspection 	 During Production inspection Container Loading Supervision Factory Audit, Laboratory testing  

Inspection

Eurofins MTS Consumer Product Testing Hong Kong Limited  

 	 Examples of automotive test we offer: ELV (End-of-Life Vehicle) EU ELV: 20+ local automakers plan exporting to EU/US Chinese ELV: GB/T 30512-2014 Requirements for Prohibited Substance on Automobiles FMVSS 302 (Federal Motor Vehicle Safety Standard) Flammability of Interior Material VOCs (Volatile Organic Compounds) Volunteer standards by all automakers&nbsp; 	 Chinese National Standard: GB/T 27630-2011 Guideline for Air Quality Assessment of Passenger Car GADSL (Global Automotive Declarable Substance List) Targeting certain substances in automotive products throughout the supply chain  

Automotive Testing

To assist Hong Kong exporters in managing credit risks for their overseas businesses, the ECIC is now providing online free quotation for exporters to enjoy free credit checks on buyers on its one-stop online platform EC-link. For more details, please visit EC-link at www.ec-link.com.hk.


Online Free Quotation on EC-link

Hi-Think Technology International Limited

Leveraging large language model technology, combined with expert systems and industry knowledge bases, AIGC assists financial institutions in internalizing external regulations, intelligent interpretation, automated report generation, and compliance process checks in the field of intelligent risk control. 

AIGC Intelligent Compliance  and Risk Control Solution

We offer professional inspection services for customers. We cooperate with inspection bodies in Asia, Europe and USA. We have a well-experienced team to handle assorted assignments. With worldwide co-operation with inspection bodies in Asia, Europe and USA.Professional and reliable.To know more or enquire any specific service, please visit https://www.stc.group and fill in our enquiry form on https: www.stc.group/contact. 

Inspection Service

Biggest Product Inspection Company in Asia Using Full-Time Inspectors Only Many buyers face challenges such as receiving fewer products than ordered due to poor loading practices, damaged goods caused by unsuitable containers, or even fraudulent substitutions by suppliers. At V-Trust, we offer Container Loading Supervision (CLS) to help you prevent these common issues and ensure your goods are shipped securely and correctly. Key benefits of Container Loading Supervision: Inspect empty containers: Ensure they are free from rust, holes, or damage that could harm your products during transit.Confirm order accuracy: Verify that the correct goods and quantities are loaded as per your order details.Supervise the loading process: Oversee proper handling and arrangement to prevent damage during transport.Seal the container: Use a V-Trust seal to safeguard against tampering or product swapping.With Container Loading Supervision, you can reduce the risk of shipment issues, protect your product quality, and maintain confidence in your supply chain. V-Trust ensures your goods are loaded and shipped exactly as intended. Why V-Trust ✔Full-Time Inspectors Only:We do not hire part-time QC staff or outsource to other firms. This approach serves as a key anti-bribery measure and ensures the highest level of reliability in our inspection reports. ✔Diverse Product Range:Our team covers a wide range of product categories, including electronics, electrical products, lighting, building materials, furniture, home décor, kitchenware, textiles, apparel, and industrial goods. ✔2,500+ Checklists:We offer comprehensive checklists for various product lines, drawing on our extensive QC experience. ✔Online Booking:Easily book services through our advanced online system, and access inspection results and supply chain statistics via the QC dashboard. ✔Quick and Efficient Service:Receive same-day quotations, with reports available 6 to 24 hours after inspection. We also offer free laboratory testing and regulatory consultations. About V-Trust V-Trust is the largest product inspection company in Asia, employing only full-time inspectors. With over 600 staff across 10 Asian countries, we conduct more than 110,000 inspections and audits annually, serving over 13,000 buyers worldwide. We are experts in the quality control industry, offering a wide range of cost-effective services, including product inspections, factory audits, laboratory testing, and product certification. V-Trust operates in China and key export markets such as India, Vietnam, Malaysia, Thailand, Bangladesh, Pakistan, Cambodia, Indonesia, and Myanmar. For more information, please contact us: Website: www.v-trust.com Email: cs@v-trust.com 

Container Loading Inspection | Quality Control Services, Shipment Inspection Company in China

V-Trust provide different kinds off shipment inspection services to meet your needs in quality control.

During Production Inspection (DPI) is performed when around 30% of an order has been completed. It can uncover problems during actual production and ensure that contractual obligations are being met. It also helps you determine whether the production process is on schedule.

Pre-Shipment Inspection (PSI) is carried out when production is 100% finished and at least 80% of the products are packed. Samples are selected for checking at random according to AQL sampling standards and procedures, to ensure that finished goods conform to your specifications.

During container loading supervision (CLS), V-Trust&rsquo;s inspector monitors the loading process, verifying product quantity, container condition and ensuring the proper handling of your cargo. Quality spot-checks are performed before loading to ensure your order meets your standards.

Product Inspection

Parcel Pro (H.K.) Limited

With Parcel Pro, you get extensive luxury goods industry expertise, world-class shipping and proven risk mitigation - right at your fingertips. Our tools and processes are designed to protect against loss and theft, while providing jewelers peace of mind. We offer insured shipping solutions, which protect your shipments up to US$200,000 (or local currency equivalent) to and from select countries. Insurance coverage is provided under a policy issued by an authorized insurance company to Parcel Pro, Inc. Terms, restrictions and conditions apply.  

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