One premium, 1-year protection

Applicable to Hong Kong exporters with an annual sales turnover of less than HK$50 million

Scope of Cover

Cover buyers on major overseas countries / markets

Credit limit

Credit limit application per buyer up to HK$3 million

Provide a fast-track approval process for credit limit application of HK$1 million or below

Discretionary credit limit without approval

Policy Fee, Premium Rates and Indemnity Ratio

No policy fee

Fixed premium rate

Flexible indemnity ratio (50%, 60%, 70% or 80%)